How to Avoid Overpaying Taxes as a Business Owner

Written by Borromeo Ventures Group Inc | Nov 19, 2025 1:09:25 AM

Not because their CPA made an error. Not because of some audit or penalty. But because they never actually had a plan in the first place.

 

Tax planning isn’t about saving money at year-end. It’s about building a proactive, ongoing strategy that aligns with your business growth, cash flow, and wealth-building goals.


And yet—most founders and business owners overlook it completely.


🚨 Why Is Tax Planning Ignored?


Because it doesn’t feel urgent. You file taxes once a year. The books get reconciled. The return is submitted.
Done, right?


Wrong.

 

What you’re missing is everything that could’ve happened before the return was filed:


•    Entity structuring for tax efficiency
•    Timing income or deductions strategically
•    Leveraging credits like R&D or 179
•    Avoiding double taxation across entities
•    Designing owners compensation the right way
•    State apportionment and nexus risks
•    Transfer pricing benchmarks (yes—even for smaller firms)

Those are strategic moves. Not compliance tasks.


And that’s why your CPA alone isn’t enough. They’re focused on reporting the past. A Strategic CFO helps you shape the future.


💸 What It’s Costing You

 

Let me be clear:


Tax planning isn’t just for the ultra-wealthy or billion-dollar firms. It’s for any business where cash matters — and it always does.


We’ve seen businesses leave tens to hundreds of thousands on the table:


✅ A trucking company missing asset depreciation timing 
✅ A logistics client reinvesting heavily but in tax-inefficient ways 
✅ A fintech founder misaligned on entity + equity structure 
✅ A family office with EBITDA-negative acquisitions still paying royalty taxes due to deal terms


Every one of those was solvable with a plan.

 

📊 The 7 Tax Leaks You Might Be Missing


We’ll break these down in a coming post, but here’s the preview:


1.    Overpaying via owner draws vs salary
2.    Underutilized Section 179 or bonus depreciation
3.    Improper entity structure (especially for multi-LLC setups)
4.    Missed timing opportunities on income/deductions
5.    Leaving federal and state credits unclaimed
6.    Paying tax on phantom income due to accrual timing
7.    Failing to coordinate with estate or exit strategy

What To Do About It


At Borromeo Ventures Group, we help business owners go from:


•    “Let me just get through tax season” to
•    “I’m in control of my cash, my tax plan, and my future.”

If you haven’t done a tax planning review this year — or ever — now is the time.


📅 Book a no-cost discovery call | 🌐 borromeogroup.com
We’ll take 20 minutes to find out where you stand — and if there’s money to bring back to your bottom line.